If you’re in the market for condominium insurance but are unsure if it’s right for you, ask yourself the following:

  • Would you be able to replace your possessions if you lost everything today?
  • Could you afford to finance the restoration of your possessions and parts of the condo building not covered by the condo association’s insurance?
  • Would you have somewhere to stay if your condo is rendered uninhabitable for an extended period?
  • Can you afford to pay for a lawsuit?

Answering “no” to any of the above questions is an indication of the need for a condo insurance policy.

Though condo association master policies will cover the overall building and common areas like lobbies and elevators, they do not cover everything. You are responsible for protecting your personal belongings and in most cases things like appliances and improvements you’ve made.

Coverage Options

A condo insurance policy will cover your personal belongings, protect you from liability, and will cover the other parts of your unit that are your responsibility. Depending on your specific situation, it may also be written to protect you from certain assessments exacted by the condo association. A condo policy can also cover your everyday living expenses if you are forced to vacate during repairs.

Protect Yourself and Your Guests

In addition to protecting your assets, a condo policy protects you, your family, and any visitors to your property against bodily injury, property damage claims, and litigation costs up to the limit that you select. Medical expenses are also covered up to a limit that you select.

Trust Aronson Insurance to Help

We’ve been in business since 1919, and that means we have the experience to protect your family. We can match your coverage needs to the right policy. Our policies are surprisingly affordable, and for just cents on the dollar, we can insure you against a variety of accidents which will ensure that you get your life back to normal as soon as possible should you have an incident.

Contact us today at 781-444-3050 to discuss with our licensed experts whom will provide personalized a quote for your condo insurance needs.