While driving your own car for a service like Uber may be a way to earn some (extra) income, you need to be aware that your personal auto insurance policy may not cover you! While there is no “Uber” exclusion in your policy, there is a coverage exclusion for using your car as a ‘public or livery conveyance’. If that is the case, several coverage limitations and exclusions may be invoked.
Recognizing this, Uber, for example, claims to provide some coverage for on-duty Uber cars. While enough for some drivers, it is quite limited – falling well short of coverages required by your Personal Umbrella Policy.
The point here to recognize that if you’d like to be an Uber driver, please be aware that there are insurance issues. Please call us today with any questions: 781-444-3050